PayOnline Service 

Make your Mid Oregon loan payment quickly from your debit or credit cardwoman paying bills on her mobile phone

Quickly and securely make a payment to your Mid Oregon loan or credit card using a debit or credit card from another financial institution. You can initiate your payment  24/7, whenever you need to make a payment quickly!

You can make a payment the following ways:

  • Using  a VISA or MasterCard debit card
  • With your MasterCard or Discover credit card
  • Or initiate your payment using your checking or savings account from another institution to make an electronic transfer post-dated up to 7 days. 

You can make payments of up to $2,000. The fee is $5 for each initiated payment. See our Terms and Conditions for more information.

MAKE A PAYMENT 

Frequently Asked Questions

You can make payments on Home Equity Lines of Credit, Auto/RV Loans, Personal Loans and Lines of Credit, and Credit Cards.

Why is there a convenience charge?

Mid Oregon Credit Union incurs expenses for processing one-time loan payments from accounts at other financial institutions. To avoid paying the convenience fee, consider setting up automated payments from your checking account at Mid Oregon or from another financial institution. You can also schedule your monthly bill payments using our easy BillPay feature within Mid Oregon Digital Banking.

What if I need to dispute a payment?

If you need to dispute a PayOnline or Pay-by-Phone payment, please contact the financial institution that issued the debit or credit card that you used to make the payment.

How will I know my transaction was successful?

For PayOnline payments, you will receive an emailed confirmation letter. For Pay-by-Phone, you will be provided your payment tracking number for later reference. Please write your tracking number down as it is provided to you.

When will my payment post to my account?

Payments posted before 3:00 pm Pacific Time will be posted to your account by 6 pm the same day. Payments made after 3:00 pm will be posted the following business day between 3:00 pm and 6:00 pm. 

Can I pay off my loan using PayOnline or Pay-by-Phone?

To pay your loan in full, you should contact Mid Oregon Credit Union by phone at 541-382-1795 or by stopping by your nearest branch location.  NOTE: We also cannot accept principal-only or interest-only payments.