HOME EQUITY LOAN RATES

Interest-Only Home Equity Line of Credit—Variable Rate (First and second lien position)

Daily Periodic Rate APR* Margin Annual Fee Maximum APR Minimum APR
0.024630 - 0.028740 8.99% - 10.49% 0.490% - 1.990% $25.00 14.99% - 16.49% 7.99% - 9.49%

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Variable Rate Feature of Home Equity Line-of-Credit

The Index Rate is the Prime Rate as published in The Wall Street Journal as of the last day of each quarter. Rates will change on the first of each month for January, April, July and October. An increase in the Index rate may result in more payments. A change in the interest rate will be applied to existing balances.

Closing Costs for Home Equity Lines of Credit - Other third party costs may apply, please ask for details and disclosures. The estimated closing costs are $399.00.

* All rates are subject to change without notice. Your APR will be based on your credit qualifications, term of loan, loan to value, loan amount and type of loan.