Credit Union Services to help you manage your money

• Overdraft Protection
• Direct Deposit
• Wire Transfers
• Other Services

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Overdraft Protection

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.  We can cover your overdrafts in different ways: We have a standard discretionary overdraft protection service, Courtesy Pay, that comes with your account, if you meet specific criteria. 

We also offer Courtesy Pay plans that transfer from your savings account or line of credit if you overdraw your account.  Although a fee still applies, these may be less expensive than our Courtesy Pay.  Courtesy Pay from your savings account is automatically established when opening a checking account, but you can specify another deposit account or line of credit by contacting a Mid Oregon representative. 

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Direct Deposit

With direct deposit you can have your paycheck deposited directly into your account on the payment date , which means it will be available to you sooner than a paper check. Contact your employer to see if they have this time saving and convenient service.

• Eliminates the risk of lost or stolen checks
• Protects from identity theft
• Reduces the risk of fraud
• Quicker access to funds
• Information about Go Direct from the US Department of Treasury

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Wire Transfers

• Domestic Wire Transfer
• Western Union Wire Transfer

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 Other Services

• Digital Banking Services
• Mid Oregon Wealth Management 
• Notary Services
• Travel Money Card (877-850-9650)
• Financial Workshops